A perfectly designed core banking system
What makes BOS unique
Flexibility comes first
Flexibility is in our DNA.
It’s expressed in the fully flexible architecture of our system (composable, microservices-based) as well as the BOS pricing model: license or SaaS. If you are looking for a solution that has to adapt to you, then BOS is the answer.
True cloud-native approach
BOS’s not the next in-the-cloud solution. In fact, it’s a truly cloud-native system that stands in opposition to all legacy, pre-cloud and cloud-ready solutions.
It has been built from scratch to operate securely and efficiently in the cloud. But, if the cloud isn’t for you, no worries! BOS can be installed in a data center of your choosing.
Component-based architecture
BOS’ adaptable architecture allows you to select the scope of the business easily. Need only payment solutions? No problem. Pick the ‘Payments’ business line and pay only for it (and nothing else). And as your company grows, add more system components.
Full scalability
BOS grows with you and your business. Our offer is tailored to the needs and development plans of your company. BOS technology supports the scalability of the core banking system on a daily basis, depending on your progress.
High availability
Zero-downtime upgrades and constant system monitoring procedures contribute to the high availability of the system.
Our team is always ready to support your business plans during implementation, maintenance and further development.
Everything needed to run a bank
All financial services
Accounts
Multi-currency current accounts management and international payments.
Payments
Payment solution for fintechs and neobanks to process different payment types (SEPA, SWIFT)
Savings
Separate Business Line with the definition of deposit products and deposit accounts (savings, deposits).
Lending
A separate product that enables the servicing of credit products in the BOS (micro-loans, car loans, cash loans)
Card transaction authorization
Card issuance and transactions processing.
General Ledger
Our General Ledger can not only support your business as a primary ledger, but also function as a supporting ledger.
BOS includes everything you need to run a next-gen fintech.
We help our clients to create and scale great financial products.
Case study
What they say about BOS?
Testimonials
Wealth Seed
Relative ease of system implementation, its great flexibility, implementation time, and reasonable cost of using the system were the main factors that influenced our decision to partner with INCAT Ltd. and chose BOS as the main engine for the banking part of Wealth Seed.
INCAT Ltd. is a very experienced and trusted partner with whom we can create unrivaled financial and investment products.
Piotr Gawron
Co-founder, CTO/COO
Insights from fintech industry
