Crafted for Excellence: Your Ultimate Core Banking Solution
Why BOS Stands Out
Event-Driven Architecture: Unlocking Real-Time Customer Engagement
BOS’s event-driven architecture allows your banking operations to respond instantly to customer actions. This real-time responsiveness ensures that every interaction is seamless and relevant, leading to a superior user experience. By processing events as they happen, BOS enables personalized, timely interventions that enhance customer satisfaction and drive loyalty.
Your Data, Your Choice: BOS’s Dual-Cloud Flexibility
BOS is built to be both cloud-native and cloud-agnostic, offering you unparalleled flexibility and security. Whether you’re using AWS, Azure, or any other cloud provider, BOS seamlessly operates across multiple clouds, ensuring high availability and disaster recovery. This dual-cloud capability means your data remains safe and accessible, even during service disruptions, giving you peace of mind and robust operational continuity.
Beyond Needs: Embedding BOS in Your Customer’s Story
BOS goes beyond traditional customer-centric models by embedding itself into the customer’s personal journey. By understanding and reacting to their life events in real time, BOS creates tailored experiences that resonate with individual stories. This approach not only meets customer expectations but exceeds them, fostering deeper connections and stronger loyalty.
One System, Endless Possibilities: The BOS Flexibility Advantage
BOS offers complete flexibility in both technological and business aspects. Whether you need to adjust workflows, integrate new technologies, or scale operations, BOS adapts to your specific requirements. This flexibility ensures that your banking system evolves with your business, allowing you to innovate without constraints and respond rapidly to market changes.
Open API: Integrate with Anything, Anywhere
BOS’s open API design allows seamless integration with virtually any solution on the market. Whether you’re connecting with legacy systems, fintech partners, or new digital services, BOS’s open API ensures that your core banking system remains interoperable and future-proof. This level of integration capability means your system can continuously evolve, supporting innovation and growth at every stage.
BOS includes everything you need to run a fintech
One system, all financial services
Accounts
Multi-currency current accounts management and international payments.
Payments
Payment solution for fintechs and neobanks to process different payment types (SEPA, SWIFT)
Savings
Separate Business Line with the definition of deposit products and deposit accounts (savings, deposits).
Lending
A separate product that enables the servicing of credit products in the BOS (micro-loans, car loans, cash loans)
Card transaction authorization
Card issuance and transactions processing.
General Ledger
Our General Ledger can not only support your business as a primary ledger, but also function as a supporting ledger.
BOS includes everything you need to run a next-gen fintech.
We help our clients to create and scale great financial products.
Case study
What they say about BOS?
Testimonials
Wealth Seed
Relative ease of system implementation, its great flexibility, implementation time, and reasonable cost of using the system were the main factors that influenced our decision to partner with INCAT Ltd. and chose BOS as the main engine for the banking part of Wealth Seed.
INCAT Ltd. is a very experienced and trusted partner with whom we can create unrivaled financial and investment products.
Piotr Gawron
Co-founder, CTO/COO
Insights from fintech industry
