A perfectly designed core banking system

What makes BOS unique

Flexibility comes first

Flexibility is in our DNA.
It’s expressed in the fully flexible architecture of our system (composable, microservices-based) as well as the BOS pricing model: license or SaaS. If you are looking for a solution that has to adapt to you, then BOS is the answer.

True cloud-native approach

BOS’s not the next in-the-cloud solution. In fact, it’s a truly cloud-native system that stands in opposition to all legacy, pre-cloud and cloud-ready solutions.
It has been built from scratch to operate securely and efficiently in the cloud. But, if the cloud isn’t for you, no worries! BOS can be installed in a data center of your choosing.

Component-based architecture

BOS’ adaptable architecture allows you to select the scope of the business easily. Need only payment solutions? No problem. Pick the ‘Payments’ business line and pay only for it (and nothing else). And as your company grows, add more system components.

Full scalability

BOS grows with you and your business. Our offer is tailored to the needs and development plans of your company. BOS technology supports the scalability of the core banking system on a daily basis, depending on your progress.

High availability

Zero-downtime upgrades and constant system monitoring procedures contribute to the high availability of the system.
Our team is always ready to support your business plans during implementation, maintenance and further development.

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Everything needed to run a bank

All financial services


Multi-currency current accounts management and international payments.


Payment solution for fintechs and neobanks to process different payment types (SEPA, SWIFT)


Separate Business Line with the definition of deposit products and deposit accounts (savings, deposits).


A separate product that enables the servicing of credit products in the BOS (micro-loans, car loans, cash loans)

Card transaction authorization

Card issuance and transactions processing.

General Ledger

Our General Ledger can not only support your business as a primary ledger, but also function as a supporting ledger.

BOS includes everything you need to run a next-gen fintech.

We help our clients to create and scale great financial products.

Case study

Want to join fintech challengers?

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What they say about BOS?


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